Series 65: Free-Look Period

Taken from our Series 65 Online Guide

Free-Look Period

The policyholder may elect to return the contract within 45 days of its execution or within 10 days of receiving the issued contract, whichever is later, and receive a full refund of all payments made.

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Advantages and Disadvantages to Variable Life Insurance Products
Advantages	Ability to choose how the money will be invested to better meet the policyholder’s goals
	Minimum death benefit
	Ability to earn a higher death benefit and cash value on the account
	Ability to exchange the variable policy with a whole life policy within the first two years of the policy
	Voting rights