Series 52: Retirement Plan

Taken from our MSRB Municipal Securities Representative Qualification Examination

Definition of the term Retirement Plan...

a savings or investment vehicle that is intended to provide income during retirement. The plan may be employer-sponsored, meaning that it is organized and managed by the participant's employer, or it may be an individual plan that is managed by the participant. Even though securities are often bought and sold within a retirement plan account, a retirement plan is not considered a security.

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